Financing

Know your numbers before you shop

A clear picture of your monthly payment and loan options, so you can make confident decisions. No pressure, just honest guidance.

Mortgage calculator

Estimate your monthly payment

Home price$

Down payment%

$83,000 down

Interest rate%

Loan termyrs

Estimated monthly payment

$2,635

per month

Loan amount$332,000

Principal & interest$2,098

Taxes & insurance (est.)$536

See homes up to $415,000

Estimates only. Taxes and insurance vary by property. Talk with a lender for exact figures.

Getting financed

What to expect

Get pre-approved

Know your real budget and show sellers you are ready before you tour. A pre-approval letter makes your offer stronger.

Loan types

Conventional: as little as 3% down for qualified buyers.
FHA: flexible credit, 3.5% down.
VA: 0% down for eligible service members and veterans.

What you'll need

Recent pay stubs and W-2s
Two years of tax returns
Recent bank statements
A photo ID

Preferred lender

A lender who explains it plainly

We will point you to a local lender we have worked with and trust, someone who explains your options in plain terms and closes on time. Ask us who fits your situation.

Talk through your options